Liability Insurance for Restaurant

Protect Your Restaurant Business from Costly Risks
Running a restaurant means managing unique risks—from kitchen fires and foodborne illnesses to employee injuries or customer accidents. That’s where Restaurant Insurance comes in. At Western Insurance, we provide tailored insurance solutions for restaurants across California, ensuring you’re covered for the specialized risks that matter most.

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Sands of Time

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Years Of Experience

What is Restaurant Liability Insurance?

Restaurant liability insurance is designed to protect your business from third-party claims for:

Bodily Injury
Property damage
Legal defense costs
Advertising injury

Whether you’re managing a small café, running a fine-dining establishment, or overseeing the fast-paced operations of a busy eatery, having comprehensive Restaurant Insurance coverage protects your business from financial loss and ensures your reputation stays strong.

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What Does Our Restaurant Liability Insurance Cover?

Liability Insurance For Restaurant

Protects your restaurant business from third-party claims of bodily injury or property damage. For example, if a customer slips on a freshly mopped floor while dining, or if a kitchen fire damages a guest’s personal belongings, your legal and settlement costs are covered with Restaurant Insurance.

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Professional Liability insurance for Restaurant

Restaurant Insurance protects your business from the unique risks of operating a dining establishment. From accidental customer injuries to kitchen fires or employee-related claims, even a single incident can lead to costly financial setbacks.

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Commercial Auto Liability for Restaurant

Protects your restaurant from the unexpected risks that come with running a busy dining business. Whether it’s a customer slipping on a wet floor, kitchen fires causing damage, or claims related to foodborne illnesses, this ensures your restaurant isn’t paying legal, medical, or repair costs out of pocket.

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Tools & Equipment Coverage for Restaurant

Protects your restaurant furniture, kitchen appliances, refrigeration units, and specialized cooking equipment against loss, theft, or accidental damage — whether inside your restaurant or while being transported.

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Workers’ Compensation For Restaurant

Restaurant Insurance provides protection against unique risks, legal liabilities, and unexpected disruptions that can occur in the food service industry. From managing kitchen equipment and perishable inventory to ensuring customer and employee safety, even a minor incident can lead to expensive claims or business interruptions.

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