Liability Insurance for Plumbers

Protect Your Plumbing Business from Costly Risks
Running a plumbing business means dealing with unexpected challenges from water damage claims to injuries on the job. That’s where plumber liability insurance comes in. At Western Insurance, we provide affordable general liability insurance for plumbers across California, ensuring you’re covered for the risks that matter most.

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Sands of Time

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Years Of Experience

What is Plumber Liability Insurance?

Plumber liability insurance is designed to protect your business from third-party claims for:

Bodily Injury
Property damage
Legal defense costs
Advertising injury

Whether you’re installing new piping, repairing leaks, or working on large construction sites, having comprehensive plumbing insurance coverage keeps your finances and reputation safe.

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What Does Our Plumber Liability Insurance Cover?

Liability Insurance For Plumbers

Protects your plumbing business from third-party claims of bodily injury or property damage. For example, if a customer slips on a wet floor during a repair, or if a pipe installation causes water damage to their property, your legal and settlement costs are covered.

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Professional Liability insurance

Safeguards you against claims of faulty workmanship, design errors, or missed deadlines. If a client alleges that your plumbing work caused costly damage or didn’t meet required standards, this coverage helps with legal defense and compensation costs.

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Commercial Auto Liability

Covers your company vans, trucks, and other work vehicles used for plumbing jobs. Whether it’s an accident on the way to a client site or damage caused while parked on a job, this ensures your business isn’t paying repair and injury costs out of pocket.

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Tools & Equipment Coverage

Protects your plumbing tools, specialized machinery, and equipment against loss, theft, or accidental damage — both on the job site and while in transit. Without this, replacing stolen or broken tools can be a major unexpected expense.

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Workers’ Compensation For plumbers

Covers medical expenses, lost wages, and rehabilitation costs if you or your employees are injured while working. Plumbing often involves heavy lifting, hazardous tools, and slippery environments — one accident can be costly. This coverage protects your team and your business from the financial impact of workplace injuries.

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