Some camping trailers and RV's are required by the state of California to have a minimum amount of insurance on them. If you live in San Jose, Westminster, Diamond Bar, CA, or other areas in California, here is some important information you may want to consider with RV insurance. You must first answer two questions so you can tell if you need insurance or if you want to purchase insurance to protect your purchase. Is your RV only towable and not driveable? Do you own the RV and do not owe anything on financing?
If you answer no to both questions, RV insurance is required. If you answer yes to both questions, RV insurance is optional.
California law states that if you can operate an RV independently without being towed, then it is a private passenger vehicle and you must have the minimum RV insurance available. To protect your investment, you should choose a plan that covers air conditioners, antennas, awnings, collisions, and breakdowns.
Also, you can add personal effects coverage to protect your belongings in the RV.
All of these terms can be difficult to understand when purchasing RV insurance for the first time. We have agents at Western Insurance Marketing Corporation in Diamond Bar, CA to help you learn more about protecting your RV. Please contact us to get started on an RV insurance policy today.
Western Insurance Marketing Corporation also writes insurance for Oregon, Washington, Arizona, Colorado, Texas, Virginia, Michigan, Indiana, Montana, Nevada, and New Mexico. For more information over your states insurance laws and requirements, please reach out to our agents. We will be happy to answer any questions you may have.
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