9340 Bolsa Avenue
Westminster, CA 92683
Just like cars, motorcycles must also heed to the California state minimum insurance requirements. Unless a bike owner decides to add the bike to the existing auto insurance policy, the auto insurance does not apply to the motorcycle protection. If an individual is caught riding an uninsured motorcycle, they could get into serious trouble.
According to the California law, if a rider does not have insurance, then they are forfeiting the majority of the injury claims. It is hard for them to recover the pain, suffering, and losses incurred in the event of an accident. For example, if a person is involved in a motorcycle accident and is paralyzed from the waist downward, the person's claim for the paralyzing injury will be forfeited if the cyclist does not have insurance. This makes the already tragic event even more painful for the rider and family.
At Western Insurance Marketing Corporation, we provide motorcyclists in Diamond Bar, CA and the surrounding areas with different policies as explained below.
This coverage helps the rider to pay for the damages caused to other people’s property as well as bodily injury in an accident. The property damage pays for damages caused if the motorcyclist is at fault in an accident and this could include repair and replacement of the damaged items. The bodily injury coverage pays for hospital bills and pain and suffering of the affected people.
It pays for the repair of the motorcycle of the insured regardless of who is at fault in the accident. If another rider causes the accident, the collision coverage pays for the damage and then the insurance company goes after the other rider's insurance to cover the cost. The comprehensive policy also covers the damage caused to the bike but not as the result of an accident.
In most cases, the motorcycle accidents that involve cars are mostly the car driver's fault. Unfortunately, some car drivers are either uninsured or underinsured, and it gets hard to cover the damages done to the motorcyclist since the insurance is insufficient. This policy covers you if this event occurs.
If you are a motorcycle owner in San Jose, Westminster, or Diamond Bar, CA, ensure that your motorcycle is insured fully. It might seem expensive, but it could cost you thousands of dollars if you do not get it. Do not wait until the damage is done. Come to Western Insurance Marketing Corporation and get a quote or talk with one of our agents to learn more about motorcycle insurance.
Western Insurance Marketing Corporation also writes insurance for Oregon, Washington, Arizona, Colorado, Texas, Virginia, Michigan, Indiana, Montana, Nevada, and New Mexico. For more information over your states insurance laws and requirements, please reach out to our agents. We will be happy to answer any questions you may have.