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Western Insurance Marketing Corporation

9340 Bolsa Avenue
Westminster, CA 92683

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Flood Insurance in California

One of the ways California homeowners discover their homeowner's policy does not protect their home from external water damage is during a tropical storm or major flood event. Whether you live in a flood-prone area in San Jose, Westminster, Diamond Bar, CA, or in an area where the threat of flooding is relatively low, the protection from having a flood insurance policy will offset the risk and potentially save thousands of dollars in repairs and rebuilding that may be required.

Read on to discover the types of flood insurance policies offered by Western Insurance Marketing Corporation:

  • National Homeowners Flood Insurance: NFIP will provide up to $100,000 of possession coverage and $125,000 of building coverage. In California, the homeowner is responsible for all additional out-of-pocket expenses. This type of policy does not provide coverage to damage for any detached structure located on the property. A policy for flood insurance that is purchased through the NFIP can provide up to $100,000 to cover content and up to $250,000 to cover property.
    • Possession Coverage: This coverage provides protection of the homeowner's property located inside of the home such as furniture, clothing, and appliances such as dishwashers and microwaves
    • Building Coverage: This coverage provides protection for the foundation and building. It can also cover water heaters, plumbing systems, stoves, and refrigerators
  • Private Flood Insurance: This policy covers all items not covered by a national homeowners flood insurance policy such as the costs of hotel and food expenses

Flooding has become one of the most common natural disasters in the United States; every region in every state can be affected at some point in time. Contact a local agent at the Western Insurance Marketing Corporation in Diamond Bar, CA today for assistance with determining the appropriate flood insurance policy that will meet your needs.

Western Insurance Marketing Corporation also writes insurance for Oregon, Washington, Arizona, Colorado, Texas, Virginia, Michigan, Indiana, Montana, Nevada, and New Mexico. For more information over your states insurance laws and requirements, please reach out to our agents. We will be happy to answer any questions you may have.

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Servicing States

  • California
  • Oregon
  • Washington
  • Arizona
  • Colorado
  • Texas
  • Virginia
  • Michigan
  • Indiana
  • Montana
  • Nevada
  • New Mexico