You probably assume that your auto insurance covers your vehicle and that’s it. While auto insurance’s first duty is certainly to cover damages to your vehicle, there are several “extras” that you probably didn’t know your auto insurance covered as well.
Coverage for Others’ Personal Property
Most of the time, auto insurance will not protect your own belongings in your car. For example, if someone broke into your car and stole something valuable while also breaking your window, auto insurance would likely cover the cost of the window repair, but it would not replace your stolen item.
On the other hand, if the belongings that were stolen from your car or damaged were not your own, it is quite possible that your auto insurance plan will cover them.
Car Seat Coverage
Naturally, protecting your children while they are in your vehicle is essential, so this safety feature often melds with the other safety features in your car. Add this to the fact that a car seat is essentially “part of your car,” and this means that fixing or replacing your child’s car seat may be covered by your auto insurance if it is damaged.
Finally, vandalism may be covered by your auto insurance as well. This usually includes “car keying,” intentionally popped tires, and other scratches and dents.
One thing to keep in mind, however, is that not all auto insurance policies will have these extras. You’ll need to check with your insurance agency and verify your policy to make sure that you have them.
Western Insurance Marketing Corporation
If you are a San Jose or Diamond Bar, CA resident and are looking for auto insurance, Western Insurance Marketing Corporation can help. We provide auto insurance to the residents of San Jose, Indio, and Diamond Bar, CA as well as other surrounding areas. To learn more about our auto policy options and to speak with an agent about your choices, stop into our nearest agency location today, or give us a call at your convenience. We look forward to speaking with you.